Information Center
AARP through United Healthcare
AARP Supplement to Medicare
Aetna
Anthem/Blue Cross Blue Shield
Caresource of Kentucky Marketplace
Caresource of Indiana Marketplace
CenterCare
ChampVA
Cigna
Encore Health Network
Essence
First Health
Gateway Medicare Advantage
HealthSmart
Humana
Medicare
PHCS/Multiplan (GEHA)
Railroad Medicare
Signature Advantage
Tricare (referral required before scheduling)
Triwest (referral required before scheduling)
United Healthcare
Veterans Administration (referral required before scheduling)
Wellcare Medicare
Wellcare Medicaid
Wellcare Ambetter Commercial Plan
- It is your responsibility to understand your insurance benefits. Insurance coverage is not a guarantee of payment for services provided.
- Proof of insurance (insurance card) is required at the time of the service if you would like insurance to be billed for all or part of your services. If proof of insurance is not available you will be required to pay for your services in full at the time of the visit.
- Payment for services performed is the responsibility of the patient. Any portion of the charges not covered by the patient’s insurance carrier must be paid by the patient. This “patient portion” is due at the time of your visit if you have a co-pay and/or deductible associated with your insurance plan.
- Co-payments are due in full at the time of the appointment. If you are unable to pay your co-pay, you must reschedule. Because dermatologists are considered specialists by most insurance carriers, co-payments are generally higher than a primary care physician.
- For patients with High-Deductible Healthcare Plans (HDHP) who have not yet met their annual deductible, all or a portion of the cost of the rendered services shall be collected at checkout.
- If your insurance plan has a deductible, please come to your visit prepared to pay for your services. Many insurance carriers consider dermatologic procedures “surgical” procedures and therefore different from an office visit.
- If it is discovered after we submit your insurance claim that you have met your deductible, or that your negotiated insurance rate is less than collected, a refund will be issued.
- For high-cost procedures (like MOHS Surgery), a minimum of $700 to $3,000 is due at the time of the procedure.
- For procedures that are considered cosmetic and not commonly covered by insurance plans (skin tag removal, botox injections, etc.), full payment is due at the time of service.
- Referral Policy – Some insurance carriers require referrals from a primary care provider in order to be seen by a specialist. If your insurance carrier requires a referral, we must have a valid referral prior to scheduling your appointment.
- We accept all major credit cards, checks or cash.
Please notify the office as soon as possible if you are not able to make your appointment. Any patient cancelling an appointment without a 48-hour notice or who misses their appointment without a phone call shall be required to pay a $50 no show fee.